simple 3 Step process
With all our years of experience, we are able to make the process smooth and fun. For a first time home buyer, you might expect to be nervous. We meet with you personally and go over each step all the way to the end.
Rest easy knowing that we have your back!
PROGRAMS WITH LITTLE TO NO DOWN
Down Payment Assistance and Veteran loan Specialists!!
Our application process is secure, quick, and easy.
Karen and her team are amazing! I needed to get my client approved in order for me to submit an offer on a house. It was 9pm and Karen got it done! We submitted the offer & my clients offer beat other offers! The seller needed to close in less than 30 days and Karen and her team got it done in 20 days! We could have closed sooner but do to the closing falling on a weekend we have to wait a little longer! Thank you so much for making sure my client was taken care off and informed every step of the way!!
Great results thanks to a friendly, but firm, set of recommendations. Karen's professional advice helped my wife and I recover quickly from our weak financial picture.We continue to rely on her advice and council, and recommend her to our friends and business associates regularly.
I cannot say enough about how lovely the team at Firm Foundation Finances are. I attended a consultation last week with Karen Urrutia and Lorena Guzman, where they were able to answer all of my questions in regards to purchasing a home for the first time. I feel extremely confident and safe with their team, and I look forward to buying with them.
I want to start off by disclosing that I have used Karen for multiple transactions on the Real Estate side and have had so many close calls with other lenders that couldn't close handed over to her and she's worked her "magic" as I'd like to call it to close quickly. It wasn't until Karen opened up her own office that I was able to work along side her and her partners and watch all the behind the scenes magic that really goes on. Karen, Lorena, Maria and Marifer are all such hard working and professional women. I actually used them for my first home purchase and we wanted to make sure we were good on payment. They were aware of our concerns as well as making sure we got the best rate. On top of all that they worked around the clock to make sure we got into our home as quickly as possible. I will continue to refer clients and work with Firm Foundation finances.
Home Buyer Programs
Our Home Buyer Programs fit just about anyone. That’s right, First Time Buyers, Second Home, Investor’s. We have program for you.
Features great rates and terms; such as down payments as low as 3% down.
Purchase a home for as little as 3.5% down. Often easier qualification than conventional.
You served our county. Let us serve you. Features no down payment, low interest rates, close within 30 days. Elite pricing for 640+ FICO's.